M. Allen, J. Bourhis, N. Burrell, and E. Mabry, Comparing student satisfaction with distance education to traditional classrooms in higher education: A meta-analysis, The American Journal of Distance Education, vol.16, issue.2, pp.83-97, 2002.

N. Beeching, T. Fletcher, and E. Fowler, Coronavirus disease 2019, 2020.

T. Dohmen, A. Falk, D. Huffman, and U. Sunde, Are risk aversion and impatience related to cognitive ability?, American Economic Review, vol.100, issue.3, pp.1238-60, 2010.

T. Dohmen, A. Falk, D. Huffman, U. Sunde, J. Schupp et al., Individual risk attitudes: Measurement, determinants, and behavioral consequences, Journal of the European Economic Association, vol.9, issue.3, pp.522-550, 2011.

P. Fidalgo, J. Thormann, O. Kulyk, and J. A. Lencastre, Students' perceptions on distance education: A multinational study, International Journal of Educational Technology in Higher Education, vol.17, pp.1-18, 2020.

L. Fosslien and M. W. Duffy, How to combat zoom fatigue, Harvard Business Review, 2020.

D. R. Garrison, Theoretical challenges for distance education in the 21st century: A shift from structural to transactional issues, The International Review of Research in Open and Distance Learning, vol.1, issue.1, pp.1-17, 2000.

P. Goodyear, G. Salmon, J. M. Spector, C. Steeples, and S. Tickner, Competences for online teaching: A special report, Educational Technology Research and Development, vol.49, issue.1, pp.65-72, 2001.

G. Hofstede, Culture's Consequences: Comparing Values, Behaviors, Institutions, and Organizations Across Nations, 2001.

S. Jung and R. Vranceanu, Competitive compensation and subjective well-being: The effect of culture and gender, Journal of Economic Psychology, vol.70, pp.90-108, 2019.

D. Keegan, The future of learning: From elearning to mlearning, 2002.

R. M. Palloff and K. Pratt, Lessons from the virtual classroom: The realities of online teaching, 2013.

J. Summers, W. Waigandt, and T. Whittaker, A comparison of student achievement and satisfaction in an online versus a traditional face-to-face statistics class, Innovative Higher Education, vol.29, issue.3, pp.233-250, 2005.

H. Triandis and M. Gelfland, Individualism and collectivism scale (also known as the culture orientation scale), Journal of Personality and Social Psychology, vol.74, pp.118-128, 1998.

I. S. Weerasinghe and R. L. Fernando, Students' satisfaction in higher education literature review, American Journal of Educational Research, vol.5, issue.5, pp.533-539, 2017.

H. Wei and C. Chou, Online learning performance and satisfaction: do perceptions and readiness matter?, Distance Education, vol.41, issue.1, pp.48-69, 2020.