M. Callon and A. Lacoste, Debating Responsible Innovation', Observatory for Responsible Innovation, pp.5-18, 2011.

R. Carson, Silent Spring, 1962.

J. E. Conklin, Dialog Mapping: Building Shared Understanding of Wicked Problems, 2006.

J. G. Covin and D. Slevin, A conceptual model of entrepreneurship as firm behaviour', Entrepreneurship: Theory and Practice, pp.7-25, 1991.

P. Drucker, Management: Tasks, responsibilities and practices, 1973.

R. G. Eccles and G. Serafeim, The performance frontier: innovating for a sustainable strategy, Harvard Business Review, pp.50-60, 2013.

L. Engel, Réguler les comportements De quoi sommes-nous responsables ?, pp.11-36, 1997.

F. Ewald, Histoire de l'Etat-Providence, 1996.

S. E. Gadioux, Qu'est-ce qu'une banque responsable ? Rep??res th??oriques, pratiques et perspectives, Management & Avenir, vol.38, issue.8, 2010.
DOI : 10.3917/mav.038.0033

S. E. Gadioux, Les relations entre la performance sociétale et la performance financière des organisations : une étude empirique comparée des banques européennes et non européennes', Cahier de recherche PRISM- Sorbonne, pp.10-19, 2010.

G. Gloukoviezoff, The " Caissed'Epargne " and Households' Financial Exclusion. Which Actions Should Be Taken and What Are the Prospects?'. Paper presented to the Access to Finance Conference, 2004.

G. Gloukoviezoff, From Financial Exclusion to Overindebtedness, 2006.

L. Aderloni, M. D. Braga, and E. Carluccio, The Paradox of Difficulties for People on Low Incomes New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets

R. Coyne, Wicked problems revisited'. Design Studies, pp.5-17, 2005.

B. Godin, On innovation, Project on the Intellectual History of Innovation ? Working Paper 1, 2008.
DOI : 10.1016/0019-8501(73)90056-4

J. K. Han, N. Kim, and R. K. Srivastava, Market Orientation and Organizational Performance: Is Innovation a Missing Link?, Journal of Marketing, vol.62, issue.4, pp.30-45, 1998.
DOI : 10.2307/1252285

R. Hurley and G. T. Hult, Innovation, Market Orientation, and Organizational Learning: An Integration and Empirical Examination, Journal of Marketing, vol.62, issue.3, pp.42-54, 1998.
DOI : 10.2307/1251742

R. D. Ireland, M. A. Hitt, and D. Vadyanath, Alliance Management as a Source of Competitive Advantage, Journal of Management, vol.28, issue.3, pp.413-446, 2002.
DOI : 10.1177/014920630202800308

H. Jonas, Das PrinzipVerantwortung: VersucheinerEthikfür die technologischeZivilisation. Frankfurt am Main, 1979.

T. Kelley and J. Littman, The art of innovation: lessons in creativity from IDEO, America's leading design firm, 2001.

S. Knox, The boardroom agenda: developing the innovative organisation, Corporate Governance, pp.27-36, 2002.
DOI : 10.1108/14720700210418698

B. Latour, Science in Action.How to Follow Scientists and Engineers through Society, 1987.

G. T. Lumpkin and G. G. Dess, Clarifying the entrepreneurial orientation construct and linking it to performance, Academy of Management Review, vol.21, pp.135-172, 1996.

R. C. Merton, Financial Innovation and the Management and Regulation of Financial Institutions, Journal of Banking and Finance, p.19, 1995.

G. A. Moore, Crossing the Chasm, 1991.

R. M. Mueller and K. Thoring, Design Thinking vs. Lean Startup: A comparison of two user-driven innovation strategies, 2012 International Design Management Research Conference, 2012.

H. G. Nelson, The Necessity of Being ???Un-Disciplined??? and ???Out of Control???: Design Action and Systems Thinking, Performance Improvement Quarterly, vol.8, issue.4, pp.3-129, 1994.
DOI : 10.1111/j.1937-8327.1994.tb00634.x

B. G. Norton, Sustainability: A philosophy of adaptive ecosystem management, 2005.
DOI : 10.7208/chicago/9780226595221.001.0001

V. Papanek, Design for the Real World: Human Ecology and Social Change, 1971.

O. Pastré and E. Jeffers, The Economics of Banking: A Necessary Updating of Concepts', 55 th Congress of the Association Française de Science Economique, 2006.

X. Pavie, Innovation responsable. Stratégie et levier de croissance pour les organisations, 2012.

X. Pavie, The importance of responsible-innovation and the necessity of innovation-care, ESSEC Working Paper, N°1203, 2012.
URL : https://hal.archives-ouvertes.fr/hal-00690404

X. Pavie, Le principe d'innovation responsable, principe de l'innovation bancaire?', Revue Banque, p.762, 2013.

X. Pavie and D. Carthy, Responsible innovation in practice: how to implement responsibility across an organisation, p.33, 2013.

X. Pavie, V. Scholten, and D. Carthy, Responsible Innovation: From Concept to Practice, 2014.
DOI : 10.1142/8903

M. Power, Organized Uncertainty: Designing a World of Risk Management, 2007.

R. Raffaelle, W. Robison, and E. &selinger, 5 Questions: Sustainability ethics, 2010.

S. Regan and W. Paxton, Beyond Bank Accounts: Full Financial Inclusion, 2003.

H. W. Rittel and M. M. Weber, Dilemmas in a general theory of planning, Policy Sciences, vol.4, issue.2, pp.155-169, 1973.
DOI : 10.1007/BF01405730

J. A. Schumpeter, Economic Doctrine and Method, 1912.

J. A. Schumpeter, Business Cycles: A Theoretical, Historical, and Statistical Analysis of the Capitalist Process, 1939.
DOI : 10.1522/030021081

R. Shevlin, J. Fishman, J. Bézard, M. Vandenbulcke, and J. Auché, Comment (r)établir la confiance du consommateur dans les banques, 2009.

V. Schomberg and R. , From 'Responsible Development of Technologies' to Responsible Innovation Available at: https://app.box.com/s/2d2hozrpjvf6fg5toxln Adapted from, Science, Technology and Engineering: An International Resource (ESTE2), 2E. © 2015 Gale, a part of Cengage Learning, Inc. Reproduced by permission, 2014.